The desire to complete an internship or traineeship in the U.S. is bound by strict rules and laws by the U.S. government. The legal requirements of the U.S. government are binding and must be respected under all circumstances, because without the required insurance coverage the U.S. consulate will not issue the J-1 / J-2 visa.

Requirements by the U.S. Department of State Program participants and their dependents are required to have medical insurance coverage with the following minimum benefits:

• Medical benefits of at least $50,000 per accident or illness
• Repatriation of remains in the amount of $7,500
• Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $10,000
• A deductible not to exceed $500 per accident or illness.
• An insurance policy secured to meet the benefits requirements must be underwritten by an insurance corporation with an A.M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-I" or above, a Standard and Poor's Claims Paying Ability rating of "A-" or above, or a Weiss Research, Inc. rating of B+ or above. Alternatively, the sponsor may ascertain that the participant's policy is backed by the full faith and credit of the government of the exchange visitor's home country.

Please do not hesitate to contact us, we are more than happy to assist you.
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